This American Life is a great public radio show based out of Chicago. They just hit their 500th episode and to celebrate, Ira Glass talked with his other producers about favourite past episodes. Alex Blumberg, one of the producers of Planet Money, reflected on a particular co-production with This American Life. All the way back in episode 98, Adam Davidson, Blumberg’s collaborator, talked with insurance adjusters about the price of his life. Listen here:


This piece is both humorous and disturbing. The two insurance adjusters are making quick translations of the qualities of Davidson’s life, and Davidson is trying to argue that life insurance adjustments should account for the fact that he loves his parents, reads lots of books and watches foreign films. The insurance adjusters tell him he needs to see his parents more, get married and have more (monogamous) sex. Alternatively, if Davidson gets into a fatal accident, the price of his life increases if his death is slow and painful.

The piece is still miles away from the capitalization formula, yet it is still a great example of how the logic of capital rests on the quality-quantity relationship. Moreover, it gives a sense of just how shrewd one must be to reduce human life and its manifold of qualities to a price. Davidson may not have expected this, but these American insurance adjusters spend part of their day trying to figure out which state it is “best” to die in.

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